Digital Financial Literacy

Authors

Mr. Varun Thadeshwar; Assist. Prof. Shubham Manohar Surwade; Dr. Anu Jossy Joy; Ms. Vinita Kushwah; Mrs. Nidhi Menaria; Mr. Siddhesh Kolge; Ms. Nikita Mascarenhas; Ajay Kumar Raja; Mrs. Rajeshwary Soni; Mrs. Priyanka Abhishek Patil; Ms. Janhavi Angre; Dr. Soniya Jhunjhunwala; Dr. Partha Naskar; Mr. Pitu Kundu; Mr. Aditya Parab; Ms. Amruta Muchhala; Ms. Jyoti Langote; Ms. Sonam Tiwari; Mr. Pranav D. Indulkar; Prof. Dr. Vidya Hattangadi; Saba Baig; Mohammed Tazeer

Keywords:

Digital Finance, Financial Literacy, Online Banking, FinTech, Financial Inclusion, Cybersecurity, Digital Transactions, Government Initiatives, Robo-Advisors, Digital Financial Tools, Commerce Education, Curriculum Enhancement, Traditional Banks, Artificial Intelligence, Block Chain, Digital Banks, cryptocurrency, Financial Technology, Budgeting Apps, Investment Platforms, Government Schemes, Rural Empowerment, Digital Literacy, Financial Access, Mobile Banking, Digital Wallets, Online Payments, Cyber Security

Synopsis

In recent years, the way we manage, save, and invest money has changed a lot. With the rise of smartphones, the internet, and digital tools, financial activities like banking, investing, and making payments have become easier and faster. But to use these tools safely and wisely, people need to be digitally financially literate.

This book chapter is written to help readers understand the meaning and importance of digital financial literacy. It explains various digital financial tools, online banking, mobile payments, robo-advisors, and investment platforms that are changing how people handle their finances in India and around the world.

We also look at how traditional banking is shifting toward digital methods, and why it is important to understand cybersecurity, digital rules, and regulations. Case studies and real-life examples show how people and countries are adopting digital finance. Special focus is given to India’s journey through government schemes and efforts to promote digital financial inclusion.

This chapter is useful for students, teachers, professionals, and anyone who wants to learn how to manage money in today’s digital world. It also highlights how commerce education should include digital finance skills, and how this knowledge can empower individuals and support economic growth.

In a time where digital finance is growing fast, understanding how to use it wisely is more important than ever. This chapter aims to make the topic clear, practical, and helpful for all readers.

Chapters

  • Investment and Robo-Advisors in India: The Role of Digital Financial Literacy
    Mr. Varun Thadeshwar
  • Understanding Digital Financial Tools
    Assist. Prof. Shubham Manohar Surwade
  • Robo-Advisors: Transforming Investment and Wealth Management
    Dr. Anu Jossy Joy
  • Digital Financial Literacy: Empowering Individuals in the Digital Era
    Ms. Vinita Kushwah, Mrs. Nidhi Menaria
  • Integrating Digital Financial Tools in Commerce Education: Need of the Hour
    Mr. Siddhesh Kolge, Ms. Nikita Mascarenhas
  • Transition from Traditional Banking to the Digital Finance Era
    Ms. Nikita Mascarenhas, Mr. Siddhesh Kolge
  • Digital Financial Regulations and Compliance
    Ajay Kumar Raja, Mrs. Rajeshwary Soni
  • The Fundamentals of Electronic Financial Instruments
    Mrs. Priyanka Abhishek Patil
  • Government Schemes for Digital Financial Inclusion in India
    Ms. Janhavi Angre
  • Mobile Banking and Online Payments: Case Studies and Global Trends
    Dr. Soniya Jhunjhunwala
  • From Paper to Cyber Security Literacy: Predicting the Digital Future
    Dr. Partha Naskar, Mr. Pitu Kundu
  • Growth and Adoption of Online Banking and Mobile Payments Trends in India
    Mr. Aditya Parab, Mr. Siddhesh Kolge
  • The Future of Digital Financial Literacy
    Ms. Amruta Muchhala
  • The Evolution of Digital Finance in India: Milestones in Financial Inclusion
    Ms. Jyoti Langote, Ms. Sonam Tiwari
  • Digital Financial Literacy Is the Need of the Hour
    Mr. Pranav D. Indulkar, Prof. Dr. Vidya Hattangadi
  • Online Banking and Mobile Payments: Enhancing Financial Inclusion in India
    Ms. Sonam Tiwari, Ms. Jyoti Langote
  • The Evolution of Digital Finance
    Saba Baig
  • A Critical Review of Microlearning, MOOCs, Virtual Labs, and Accessibility in Higher Education
    Mohammed Tazeer
2025

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Published

May 6, 2025

Details about this monograph

ISBN-13 (15)

978-93-48091-12-3